How to log into AT&T Universal Card account

AT&T Universal Card Login is easily accessible and allows you to get many amazing offers and services. There are lots of things that make your life easier, and AT&T Universal Card is one of them. If you can get your hands on one of these cards, you will be able to pay all your bills online,without having to go to the bank,and get your statements as well. Being able to get online statements helps you out in many ways,such as checking your expenses instantly from the comfort of your home, making life a lot easier and efficient. Furthermore, with the AT&T Universal Card, you can get alerts directly to the email you registered during the login process here.

Logging into the AT&T Universal Card offer

You can stay up-to-date on all the recent items, advancements, and administrations of AT&T Universal Card by providing us with your email address. Select which particular email classifications you’re interested in and we’ll send you messages on those subjects. We might likewise use this email address to get in touch with you about your record. As usual, be assured that your data will be kept private as per our protection arrangement. The information that the login process requires includes:your name, home address, account number, etc. There are a lot of fields to be filled, so you will need some patience while filling them.

AT&T Credit Card

AT&T, along with its financial partner Citibank, offers its customers credit cards with excellent credit. There are basically two types of cards currently being offered by them. They include:

AT&T Universal Savings Platinum MasterCard

You can earn a great number of savings by using this card. Consumers can earn statement credit on the following lines;

• They can get back 0.5 % of expenditures of $250 or less.
• On purchases of between $250.01 to $750, get 1% back.
• Get a total 1.5% of the amount back on purchases exceeding $750.

Benefits

With the help of the account management application, customers can keep a check on their account from their cell phones. Plus, this is offered free of charge since there is no annual fee for the savings card. Lastly, there is 0% introductory APR for the first 15 months. However, after that, the variable APR is usually between 13.99%-23.99% based on the creditworthiness of the user.

AT&T Universal Savings and Rewards MasterCard

If you frequently spend on AT&T products and services, then you are eligible to receive $350 per year in statement credit. You receive 10% savings in the first 12 months and 5% after that. Savings usually come in the form of a billing statement in the same month when the purchases were made.

Let’s discuss this with a few examples:

Just assume you’ve made total AT&T purchases worth of $200 and non-AT&T purchases for the same amount in the first 12 months, then you’ll get a statement credit of worth $20.

However, if the total non-AT&T purchases made in a year are more than the AT&T purchases, say like $500 against $350, then the cardholder gets a $35 statement credit.

But if the AT&T purchases exceed the non-AT&T purchases, like $150 against $50, then the customers get only $5 of a statement credit. So, this shows that it depends on the extent to which non-AT&T purchases are made.

Benefits

This card too is offered without any annual fee. Plus, the APR for the balance transfer of this particular card is the same as that of the previous card. Importantly, there are some Thank-You Rewards associated with this card. 10,000 bonus points can be earned if the cardholder spends at least $500 in first three months. For every dollar spent on non-AT&T purchases, one Thank-You point is also rewarded.

Points can easily be redeemed by going to Thank-You Rewards online or by phone. Calling benefits are also offered to the cardholders; 30 free phone minutes each month, along with 2 free directory assistance inquiries per month and other wireless advantages.

So this card comes in handy when you aren’t interested in handling too many cards. Just a single card, which can be used both as a credit card and calling card. No need to go the local store and buy other overly-priced calling cards.